Written by Leanne Verges at Holiday Extras Cover
Your Guide to Cruise Insurance: What You Need to Know
September 21, 2024
Cruising can raise many questions, particularly when it comes to understanding your travel insurance coverage. To help clarify things, we reached out to Leanne Verges, Senior Partnerships Manager at Holiday Extras Travel Insurance. She has answered some of the most frequently asked questions about their cruise cover insurance policies, ensuring you have all the information you need for a smooth and worry-free journey.
What Does Cruise Insurance Cover That General Travel Insurance Doesn’t?
Many standard travel insurance policies don’t automatically include cover for cruises, making it essential to check this before purchasing a policy. Cruise insurance is specifically designed to address the unique aspects of a cruise holiday, ensuring that all parts of your insurance policy are applicable while you’re onboard.
At Holiday Extras, our cruise cover includes several benefits tailored to cruise travel, such as:
● Missed Port Benefit:
Compensation if you miss a port, paid per port up to a maximum limit.
● Cabin Confinement Benefit:
Coverage if you’re confined to your cabin due to illness, paid per day up to a maximum limit.
● Missed Excursion Cover:
Reimbursement for pre-booked excursions missed due to cabin confinement.
● Additional Personal Effects and Baggage:
Extra coverage for personal belongings and luggage beyond the standard policy limit.
● Evening Wear Cover:
Protection for formal wear, which is often required on
cruises. These benefits are designed to provide comprehensive protection tailored to the unique circumstances of a cruise holiday.
Are Pre-existing Medical Conditions Covered?
Finding suitable travel insurance with pre-existing medical conditions can be challenging. The key is finding a provider that offers robust coverage tailored to your individual needs. At Holiday Extras, we consider all medical conditions.
Interesting Fact:
In a recent survey, we discovered that over 55% of our insurance customers had agreed to the terms and conditions without actually reading them. To address this, we’ve implemented AI technology that engages in meaningful conversations with our customers. This ensures they fully understand their policy and know exactly what they are covered for. Visit SYD on our website to answer all your policy questions https://www.holidayextras.com/travel-insurance/syd.html
Why Should Guests Choose Holiday Extras for Their Cruise Cover?
Holiday Extras has over 40 years of experience in travel insurance and is featured in the FCA-approved Money Advice Service travel insurance directory. We’ve been recognised as the best insurance provider at the Travel Weekly Globe Awards for the past 15 years and maintain an excellent rating on Trustpilot.
Our specially tailored Cruise Insurance product is developed in collaboration with major cruise lines, offering COVID-19 cover as standard on all policies and no upper age limit on single-trip policies.
For a seamless and well-informed insurance experience, choose Holiday Extras and travel with confidence. Contact The Holiday Extras team on 0800 083 3551 and be sure to provide your travel agent's referral code when calling.
February is a fantastic time to travel, offering a mix of romantic escapes , cultural festivities, and warm-weather getaways. Whether you’re chasing winter adventures or tropical sunshine, these destinations are perfect for February wanderlust.
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OUR TRAVEL BLOG
February is a fantastic time to travel, offering a mix of romantic escapes , cultural festivities, and warm-weather getaways. Whether you’re chasing winter adventures or tropical sunshine, these destinations are perfect for February wanderlust.
You've heard of Black Friday? Well Sunshine Saturday, which falls on the first Saturday of January, is often considered the busiest day of the year for holiday bookings. After the festive season’s hustle and bustle, many people start planning their next escape to sunnier shores. For travel enthusiasts and bargain hunters alike, Sunshine Saturday is the perfect day to secure great deals on holidays.
Planning a romantic trip this Valentine's Day? Here's our pick of the most romantic destinations.
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We are a Member of ABTA (Number P8607) which means you have the benefit of ABTA’s assistance and Code of Conduct. We provide financial protection for your money when you buy a package holiday. If you buy other travel arrangements such as accommodation only this protection doesn’t apply.
When you book with an ABTA Member you can expect high service standards, fair terms of trading and accurate information. ABTA’s strict joining criteria for Members, code of conduct, customer helpline and complaints resolution scheme are all there to give you confidence and peace of mind when booking your travel arrangements. For more information contact ABTA, 30 Park Street, London SE1 9EQ,
ATOL Protection
Many of the flight and flight-inclusive holidays on this website are financially protected by the ATOL scheme. But ATOL protection does not apply to all holiday and travel services listed on this website. Please ask us to confirm what protection may apply to your booking. If you do not receive an ATOL Certificate then the booking will not be ATOL protected. If you do receive an ATOL Certificate but all the parts of your trip are not listed on it, those parts will not be ATOL protected. Please see our booking conditions for information or for more information about financial protection and the ATOL Certificate www.atol.org.uk/ATOLCertificate
The Good Travel Agent is a trading name of Advantage Travel Centres Limited, registered in England and Wales with registered number 14982784
Head Office: C/O Regus, Eagle House, 167 City Road, London, EC1V 1AW